{"id":2709,"date":"2019-10-05T15:08:59","date_gmt":"2019-10-05T15:08:59","guid":{"rendered":"https:\/\/www.beckdentalcare.com\/blog\/?p=2709"},"modified":"2020-07-02T19:16:35","modified_gmt":"2020-07-02T19:16:35","slug":"time-to-use-your-dental-insurance-before-you-lose-it","status":"publish","type":"post","link":"https:\/\/www.beckdentalcare.com\/blog\/time-to-use-your-dental-insurance-before-you-lose-it\/","title":{"rendered":"Time To Use Your Dental Insurance Before You Lose It!"},"content":{"rendered":"\n<div class=\"wp-block-image\"><figure class=\"alignleft\"><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"200\" src=\"https:\/\/www.beckdentalcare.com\/blog\/wp-content\/uploads\/2019\/11\/AdobeStock_282862587__1572966640_71824-300x200.jpg\" alt=\"blocks with the changing year\" class=\"wp-image-2710\" srcset=\"https:\/\/www.beckdentalcare.com\/blog\/wp-content\/uploads\/2019\/11\/AdobeStock_282862587__1572966640_71824-300x200.jpg 300w, https:\/\/www.beckdentalcare.com\/blog\/wp-content\/uploads\/2019\/11\/AdobeStock_282862587__1572966640_71824-768x512.jpg 768w, https:\/\/www.beckdentalcare.com\/blog\/wp-content\/uploads\/2019\/11\/AdobeStock_282862587__1572966640_71824.jpg 800w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/figure><\/div>\n\n\n\n<p>It\u2019s already October, which means the end of the year will\nbe here before you know it. While you\u2019re probably thinking about Halloween,\nThanksgiving, and countless other holiday festivities, there is probably one\nthing that hasn\u2019t crossed your mind lately: <em>dental\ninsurance<\/em>. If you have a policy, at the beginning of 2020, your coverage is\nactually going to reset, which means any money you have on your plan right now\nwill be instantly lost! Read on below to learn why you need to use your dental\ninsurance <em>now <\/em>before it\u2019s too late. <\/p>\n\n\n\n<!--more-->\n\n\n\n<h2 class=\"wp-block-heading\">Use It or Lose It<\/h2>\n\n\n\n<p>Your dental insurance plan, like many, probably has what is\ncalled an annual maximum, which is the highest amount it will pay for care\nwithin the calendar year. This amount is usually $1,000-$1,500, but the\nmajority of people only use a small fraction of that. No big deal though,\nright? Any leftover money will simply roll into the next year\u2026except it <em>won\u2019t<\/em>. Whether you have $5 or $500 left\non your plan, once the clock strikes midnight on December 31<sup>st<\/sup>, all\nthat money instantly goes back to the insurance company, and the maximum resets.\nEvery year, Americans lose over 100 BILLION dollars in dental benefits because\nof this, and many are completely unaware. <\/p>\n\n\n\n<p>So, in order to make sure you don\u2019t contribute to this total\nand lose out on benefits <em>you have already\npaid for<\/em>, here are a few reasons to use your insurance and maximize your\nplan before the end of the year. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Stop Cavities With a Checkup &amp; Cleaning <\/h2>\n\n\n\n<p>The American Dental Association recommends that absolutely\neveryone should get at least two checkups and cleanings each year to maintain\ntheir oral health, yet most people only get one. Many dental insurance plans\ncompletely or mostly cover two checkups and cleanings per year, so if you\u2019ve\ngotten one already in 2019, now is the perfect time to schedule another. This\nwill help make sure you won\u2019t experience a dental problem during the holidays!<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Fix Your Teeth &amp; Save <\/h2>\n\n\n\n<p>Do you need to get a crown or filling to repair a broken or\ndecayed tooth? Were you planning on waiting until next year when you have more\ntime? Not only can this allow the issue to become worse, but waiting will have\nyou pay much more money for a procedure you could get now for cheaper. That\u2019s\nbecause at the beginning of 2020, you\u2019ll have to pay your deductible again\nbefore you have access to your insurance benefits. If you\u2019ve already met your\ndeductible for 2019, go ahead and schedule an appointment with your dentist in\nColumbia\u2026your insurance will probably cover at least <em>half <\/em>of the procedure! <\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Changes Are Coming\u2026<\/h2>\n\n\n\n<p>Whether you just need a checkup and cleaning, some smile\nrepair, or any other procedure, now is the time to put your dental insurance to\nwork, because it\u2019s going to <strong>change<\/strong>.\nCompared to standard health insurance, dental coverage changes much more often\nand dramatically, and this usually happens at the beginning of each year. That\nmeans if you like your plan right now, it might be <em>very <\/em>different come next year, as in you may be expected to pay\nmore to get the benefits you have right now. So, it\u2019s best to use your plan now\nbefore this happens. <\/p>\n\n\n\n<p>Everyone gets busy during this part of the year, but by\nmaking time to go to the dentist, you can ensure that your smile is ready for\nall the holiday foods and pictures that are likely coming your way, and you can\nhave the peace of mind that you\u2019re getting the most out of your insurance plan.\nBe sure to consult your dentist about the best ways to utilize your policy\nbefore 2020! <\/p>\n\n\n\n<p><strong>About the Author <\/strong><\/p>\n\n\n\n<p><em><a href=\"https:\/\/www.beckdentalcare.com\/victor-beck-jr-dds.html\">Dr. Victor Beck,\nJr.<\/a> grew up in Columbia and has been providing top-quality, family friendly\ndental care to the community for more than 40 years. It\u2019s very important to him\nthat everyone be able to afford to go to the dentist, which is why his practice\nalways works to help patients maximize their insurance coverage. To learn more\nabout the best ways to use your plan before the end of the year, Dr. Beck can\nbe contacted through his <a href=\"https:\/\/www.beckdentalcare.com\/contact-us.html\">website<\/a>. &nbsp;<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>It\u2019s already October, which means the end of the year will be here before you know it. While you\u2019re probably thinking about Halloween, Thanksgiving, and countless other holiday festivities, there is probably one thing that hasn\u2019t crossed your mind lately: dental insurance. If you have a policy, at the beginning of 2020, your coverage is [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2,1],"tags":[],"class_list":["post-2709","post","type-post","status-publish","format-standard","hentry","category-blog","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Time To Use Your Dental Insurance Before You Lose It! - Beck Dental Care Blog<\/title>\n<meta name=\"description\" content=\"Did you know that your dental insurance benefits will reset at the end of 2019? A dentist in Columbia helps you maximize your plan before it\u2019s too late!\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.beckdentalcare.com\/blog\/time-to-use-your-dental-insurance-before-you-lose-it\/\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:title\" content=\"Time To Use Your Dental Insurance Before You Lose It! - Beck Dental Care Blog\" \/>\n<meta name=\"twitter:description\" content=\"Did you know that your dental insurance benefits will reset at the end of 2019? A dentist in Columbia helps you maximize your plan before it\u2019s too late!\" \/>\n<meta name=\"twitter:image\" content=\"https:\/\/www.beckdentalcare.com\/blog\/wp-content\/uploads\/2019\/11\/AdobeStock_282862587__1572966640_71824.jpg\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.beckdentalcare.com\\\/blog\\\/time-to-use-your-dental-insurance-before-you-lose-it\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.beckdentalcare.com\\\/blog\\\/time-to-use-your-dental-insurance-before-you-lose-it\\\/\"},\"author\":{\"name\":\"drbeck\",\"@id\":\"https:\\\/\\\/www.beckdentalcare.com\\\/blog\\\/#\\\/schema\\\/person\\\/1634cfb25a27567d83d40b5036e351e9\"},\"headline\":\"Time To Use Your Dental Insurance Before You Lose It!\",\"datePublished\":\"2019-10-05T15:08:59+00:00\",\"dateModified\":\"2020-07-02T19:16:35+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.beckdentalcare.com\\\/blog\\\/time-to-use-your-dental-insurance-before-you-lose-it\\\/\"},\"wordCount\":721,\"image\":{\"@id\":\"https:\\\/\\\/www.beckdentalcare.com\\\/blog\\\/time-to-use-your-dental-insurance-before-you-lose-it\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.beckdentalcare.com\\\/blog\\\/wp-content\\\/uploads\\\/2019\\\/11\\\/AdobeStock_282862587__1572966640_71824-300x200.jpg\",\"articleSection\":[\"Blog\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.beckdentalcare.com\\\/blog\\\/time-to-use-your-dental-insurance-before-you-lose-it\\\/\",\"url\":\"https:\\\/\\\/www.beckdentalcare.com\\\/blog\\\/time-to-use-your-dental-insurance-before-you-lose-it\\\/\",\"name\":\"Time To Use Your Dental Insurance Before You Lose It! - Beck Dental Care Blog\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.beckdentalcare.com\\\/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.beckdentalcare.com\\\/blog\\\/time-to-use-your-dental-insurance-before-you-lose-it\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.beckdentalcare.com\\\/blog\\\/time-to-use-your-dental-insurance-before-you-lose-it\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.beckdentalcare.com\\\/blog\\\/wp-content\\\/uploads\\\/2019\\\/11\\\/AdobeStock_282862587__1572966640_71824-300x200.jpg\",\"datePublished\":\"2019-10-05T15:08:59+00:00\",\"dateModified\":\"2020-07-02T19:16:35+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/www.beckdentalcare.com\\\/blog\\\/#\\\/schema\\\/person\\\/1634cfb25a27567d83d40b5036e351e9\"},\"description\":\"Did you know that your dental insurance benefits will reset at the end of 2019? 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